We kept hearing about the real estate bubble and how it was about to burst as prices on homes in most areas climbed to exaggerated highs in the early part of the decade. This talk of the real estate bubble had a strange metaphysical effect on prices as time went on. In other words, what people heard was going to happen, actually came to pass largely because of the unseen force of the spoken word. You might even say the market is somewhat manipulated in this way.

In 1994 the Northridge earthquake took a great toll on the housing market in Southern California. Prices plummeted in the area and folks who had given up on the prospects of ever owning a nice home in the desirable San Fernando Valley saw their chance. Prices still had not skyrocketed and homes that were not severely damaged were available for the first time in large numbers. Some had cosmetic damage and others were rebuilt with insurance money and placed on the market soon after.

One such home sold for $155,000.00 in 1995 and with the surge in the market fetched a handsome $600,000.00 ten years later. Its true, prices were inflated beyond belief in Los Angeles. Much of the rest of the country was also experiencing a huge rise in home pricing as well but from a base that was initially much lower to start with.

While real estate values have fallen to some degree over the past two years, it is for the most part, a normalizing process. Some areas like the Northwest, Oregon and Washington, have held quite steady and in some cases even risen in value.

You hear a lot about foreclosures these days and it leads us to believe there is something inherently wrong with the real estate market. Well there is, but it has little to do with the pricing of homes. It has more to do with poor lending practices. If a couple with a moderate income purchased a home for $200,000.00 and put a modest $10,000.00 down on that home and financed the balance at 5% interest the monthly payment would be in the range of about $1,800.00 a month. If they qualified with a standard lending institution with decent practices for a thirty year fixed rate they should have no problem at all selling that home in ten years and upgrading to a larger home as their family grew even in todays market.

People are losing their homes today not because of the pricing which if anything is somewhat adjusting to a lower market, they are losing the homes because a lending institution with unscrupulous practices qualified them for a loan they couldn’t afford.

Over the short term, home prices may stagnate or even drop for a short time but property well matched to the buyers established income is still the best investment. With 2009 bringing us a new government administration, confidence in the American economy is bound to grow again no matter what the new administration may offer. The general population has always seen change as positive. It places a new chance in our hands to make changes in our own lives.

Since everything we buy is strongly related to the economy in which we live, rising wages over the years has always been the standard by which we base affordability. Home prices which rise more in tune with the economy will again prevail. Prices will always be higher in large urban areas and their suburbs but this is not so much a bubble as it is a matter of where the values of the consumers lie.

There are many people who have read about the Law of Attraction and the testimonies of the various people that claim that such has helped them create and obtain anything that they have ever wanted. This includes money, health, happiness, weight loss, and basically every other thing that most humans strive to achieve. Does the Law of Attraction really work? The truth is, I cannot answer “yes” or “no” to this question. However, I do know that if you want something bad enough, you will find levels of motivation that you would never have believed that you possessed.

The Law of Attraction, motivation, drive, urge, desire, or whatever you want to call it affects us everyday. Each person feels some sort of motivation or desire to do something at some point in the day. Outside of the things we need to do to survive (such as eat and sleep), many people feel the need to better their situation, read a book, watch television, take a bike ride, play a sport, or any other myriad of things. The point is that we all have urges and each urge has an incredible amount of energy attached to it. If you could learn how to focus all of that energy into achieving or obtaining one thing in life, could you imagine how successful you would be in accomplishing that goal? All of that energy and desire focused on one thing and in one direction is an extremely powerful force. This is the energy that motivates you to do better and helps you achieve your goals, whatever they may be.

Is this a cosmic force, a religious thing, or some other metaphysical energy? Truthfully, who cares? Wherever it is that you get the energy to be able to do something with all you being and all of your ability is the place that you should continuously utilize in order to achieve your goals. This “place” does not have to be physical. If daydreaming about fast cars and big houses provides you with the energy and motivation to go out and achieve your dreams, utilize your daydreaming abilities. If walking through the park provides you with the opportunity to clear your mind so that you can focus your motivation and desire on a particular goal, talk a walk in the park right now!

The point is, focusing in on your goals and doing everything in your ability (without damaging others) to achieve them should be something that you practice on a daily basis. Once you have mastered the skill of focusing your desire and motivation into achieving a goal, you will discover that you can do this over and over again for the purpose of accomplishing all of the goals that you have set for yourself.

Have you heard of the DVD called “the Secret”? Well it isn’t such a secret anymore. The DVD was released in March 2006 and according to Time Magazine, the DVD has sold 500,000 units within the first 6 months. Today it sells well over 5,000 copies a day! It ranked in Amazon’s Top-5 sellers during Christmas week; and a tie-in hardcover book just entered the Top 10 on the New York times bestseller list.

The amazing thing about “the Secret” is that you won’t find it in your local Blockbuster or Barnes and Noble, it is selling briskly through new-age bookstores, New Thought churches like Unity and AGape and the official website at www.thesecret.tv. “It’s become the biggest selling item in the 30-year history of our store,” says Harmony Rose Allor, a buyer at West Hollywood’s popular metaphysical bookshop, The Bodhi Tree. it is “word-of-mouth” marketing at it best.

So what is the secret to “the Secret’s” success? It’s is a “transformational movie”, where a person’s view on life and the laws of life will no longer be the same after watching this movie. In a sense, it has created the same kind of effect as “the Da Vinci Code” and the 2004 hit cult movie “What the Bleep Do We Know”. The movie has created such waves that it has already been featured on the Oprah Winfrey Show, Larry King Live and the Ellen DeGeneres show.

At the core of the movie is a central philosophy called “the Law of Attraction”. In fact, the movie itself was inspired by this very same law when the producer read a book called “the Science of Getting Rich” by Wallace D. Wattles. This books was written in 1910!

This philosophy states that we create our reality, both good and bad! The message is delivered through 24 “teachers” which include prosperity preachers, chiropractic healers, relationship gurus, life coaches and motivational speakers into one clear, cohesive voice. The movie is a “must watch” for anyone interested in taking charge of their life and in creating the life of their dreams.

Following on the success of the Secret, 3 of the core teachers – namely Bob Proctor and Jack Canfield have collaborated to produce a wealth building program called “the Secret Science of Getting Rich Seminar”. This program is based on the book that inspired the movie and is set to make history as the fastest selling personal development program in history.

What is the Science of Getting Rich about? Well in the words of Wallace D. Wattles, “The ownership of money and property comes as a result of doing things in a certain way. Those who do things in this certain way, whether on purpose or accidentally, get rich. Those who do not do things in this certain way, no matter how hard they work or how able they are, remain poor. It is a natural law that like causes always produce like effects. Therefore, any man or woman who learns to do things in this certain way will infallibly get rich.” The Science of Getting Rich is all about teaching how to do things in this “certain” way to create wealth.

The success of this program is built on several rock solid foundations. These factors include: the phenomenal success of “the Secret”, the timeless concepts from the Science of Getting Rich by Wallace D. Wattles, the credibility of successful personal improvement teachers and New Thought leaders of our time, and the Internet as the distribution medium.

Click here to learn more about the Secret of Getting Rich Seminar and it’s affiliate program.

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